Below are some of the frequently asked questions that potential homeowners ask. If you have any additional questions not covered in this section, please contact us and we will be glad to answer them.
1. How do I start the building process?
2. Do I need to hire someone to design my home?
3. Do I need to get a construction loan?
4. How long does the process take?
5. What kind of warranty do I get?
6. What if I don’t have a Real Estate Agent?
7. What if I do have a Real Estate Agent?
8. What if I am a VA or FHA buyer?
9. What if I need to sell my current home?
1. How do I start the building process?
We strive to make the process as simple as possible. The first thing for the buyer to do is to select a house lot. Once this is accomplished, we will take a lot reservation with a $500 check. This will allow us to reserve the lot for you for up to 3 weeks while we finalize the building plans and specifications. Once that is complete, we will enter into a contract, typically referred to as the Purchase and Sales Agreement. With the P&S, we will require a 10% escrow deposit. If you are making a down payment less than 10%, then that amount will suffice.
2. Do I need to hire someone to design my home?
Some of our past clients have hired architects to design their new homes. In most cases though, clients will either use plans from our portfolio or we well gladly custom design a new plan for you at no cost.
3. Do I need to get a construction loan?
No! We will handle any and all financing until the home is ready for you. The only thing we need for you prior to commencing construction is a promise from a bank that they will provide you a mortgage once the home is done. This is commonly known as a Letter of Commitment.
4. How long does the process take?
Depending upon the time of year and the complexity of the home, we deliver homes in about 160 days from commencement of building.
5. What kind of warranty do I get?
Our homes are warranted for a period of one year. Manufacturers warrantee transfers to you and some components will be covered for up to 20 years.
6. What if I don’t have a Real Estate Agent?
We will personally walk you through the process and assist you in financing and all other aspect of the process.
7. What if I do have a Real Estate Agent?
We value the work of the local real estate agents. You must understand that unless they are a “Buyer’s Broker” then they work for us, the seller. If you have been working with a broker who introduced you to our company, then you must have them contact us directly.
8. What if I am a VA or FHA buyer?
We will gladly work with you if you are anticipating a Government VA or FHA loan. You must let us know as early as you know in order for us to handle all of the necessary paperwork.
9. What if I need to sell my current home?
Unlike most builders, we understand that in order to purchase a new home from us that you may have to sell a home first. Therefore, we will work with each buyer on a case by case basis and will enter into an agreement to build you a new home once you have sold your current residence.